Fatwa

1. What is a Fatwa?

Fatwa (pl. Fatawa) is a legal pronouncement in Islam provided by an Islamic legal specialist (known as Mufti or Sharia Scholar).  According to the Islamic Financial Services Board (IFSB), a Fatwa is a "A juristic opinion given by the Sharia board, on any matter pertinent to Sharia issues, based on the appropriate methodology".

2. How do you obtain a Fatwa?

You deposit your request along with the required documents to a Fatwa issuing body (could be a Sharia Advisor or a Standalone Sharia Scholar or a Sharia board of a financial institution) and Sharia supervisory board pronounces its rulings about it. "The people who pronounce these rulings are supposed to be knowledgeable, and base their rulings in knowledge and wisdom. They need to supply evidence from Islamic sources for their opinions, and it is not uncommon for scholars to come to different conclusions regarding the same issue" (IFSB, p.viii)

Name of Fatwa

Issuing organization

Country

Year of Issuance

Shariah Board or Scholars

Fatwa: Manufacturing (Istisna) for Retail (PDF)

Bank Nizwa

Oman

2015

Dr. Abdul-Sattar Abou-Ghuddah

Dr. Sheikh Muhammad Bin Rashed Al-Gharbi

Sheikh Ibrahim Bin Naser Al-Sawwafi

Credit Card Product (PDF)

Abu Dhabi Commercial Bank (ADCB)

UAE

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Zakat for Central Provident Fund (CPF) savings (PDF)

Islamic Religious Council of Singapore

Singapore

2014

Dr Mohamed Fatris Bakaram

 Ijarah Home Financing Product (PDF)

UIF Corporation

USA

2018

Amanie

Dr. Mohamed Ali Elgari 

Dr. Mohd Daud Bakar

Dr. Muhammad Amin Ali Al-Qattan

Dr. Osama Al- Dereai 

Murabaha Based Sukuk Finance (PDF)

Mashreq Al Islami

UAE

2011

Sheikh Abullah Al Manee

Sheikh Dr. Mohammed Elgari 

Sheikh Nizam Yaquby

Islamic Development Bank Trust Certificate Issuance Program (Sukuk) (PDF)

Islamic Development Bank

Saudi Arabia

2020

Shaikh Abdulla Bin Sulaiman Al Manea

Aboubacar Salihou Kante

KIC Murabaha Product (PDF)

Kazakhstan Ijara Company

Kazakhstan

2018

Shariyah Review Bureau

Shaikh Muhammad Ahmed Sultan 

Islamic Personal Finance (PDF)

Standard Chartered Bank

UAE

2019

Sheikh Nizam Yaquby

Dr. Mohamed Ali Elgari

Certificate of Approval for Current Accounts (PDF)

Rayan Bank

United Kingdom

2015

Sheikh Nizam Yaquby

Dr Abdul Sattar Abu Ghuddah

Mufti Barkatullah

Credit Cards Mastercards (PDF)

Bank Nizwa

Oman

2015

Dr. Abdul-Sattar Abou-Ghuddah Sheikh Dr. Mohammad Al-Gharbi

Sheikh Ibrahim Al-Sawwafi

Children Savings Product "Baraem Savings Account " (PDF)

Meethaq Islamic Banking (Bank Muscat)

Oman

2019

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Retail Business Finance (PDF)

Bank Nizwa

Oman

2019

Dr. Abdul-Sattar Abou-Ghuddah

Dr. Sheikh Muhammad Bin Rashed Al-Gharbi

Sheikh Ibrahim Bin Naser Al-Sawwafi

Wealth Management Proposition

Bank Nizwa

Oman

2016

Dr. Abdul Sattar Abu Ghudah

Dr. Mohammed bin Rashid Al Gharbi

Sheikh Ibrahim bin Nasir Al Sawafi

Manufacturing (Istisna) (PDF)

Bank Nizwa

Oman

2015

Dr. Abdul Sattar Abu Ghudah

Dr. Mohammed bin Rashid Al Gharbi

Sheikh Ibrahim bin Nasir Al Sawafi

Interbank Mudaraba Investment (PDF)

Bank Nizwa

Oman

2015

Dr. Abdul Sattar Abu Ghudah

Dr. Mohammed bin Rashid Al Gharbi

Sheikh Ibrahim bin Nasir Al Sawafi

Forward Lease Corporate (Ijara Mawsoufa Bi-Thimmah) (PDF)

Bank Nizwa

Oman

2015

Dr. Abdul Sattar Abu Ghudah

Dr. Mohammed bin Rashid Al Gharbi

Sheikh Ibrahim bin Nasir Al Sawafi

Financing By Investment Agency (PDF)

Bank Nizwa

Oman

2015

Dr. Abdul Sattar Abu Ghudah

Dr. Mohammed bin Rashid Al Gharbi

Sheikh Ibrahim bin Nasir Al Sawafi

Baraem Fatwa (PDF)

MEETHAQ

Oman

2019

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Soyoula Fatwa (PDF)

MEETHAQ

Oman

2012

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Visa Signature Credit Card Certificate (PDF)

MEETHAQ

Oman

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Diminishing Musharaka (PDF)

MEETHAQ

Oman

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Murabaha (PDF)

MEETHAQ

Oman

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Savings Account and Term Deposit (PDF)

MEETHAQ

Oman

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Smart Account (PDF)

MEETHAQ

Oman

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Meethaq Saving Plan (PDF)

MEETHAQ

Oman

2017

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Meethaq Travel Finance (PDF)

MEETHAQ

Oman

2017

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Hafawa Fatwa (PDF)

MEETHAQ

Oman

2015

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Hibati Saving Account Shariah Pronouncement (PDF)

MEETHAQ

Oman

2017

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Ijara Muntahia Bil Tamlik Pronouncement (PDF)

MEETHAQ

Oman

2017

Prof. Dr. Ali Muhyealdin A. al-Quradaghi

Sheikh Essam Mohamed Abdulrahman Ishaq

Sheikh Dr. Majid Al Kindi

Declining Balance Co-Ownership Home Acquisition Program (PDF)

Guidance Financial Group

United Sates

2002

Justice Muhammad Taqi Usmani

Dr. Abdul Sattar Abu Ghuddah

Shaykh Nizam Yaquby

Shaykh Yusuf Talal DeLorenzo

Dr. Mohammad Imran Usmani

Dr. Mohamed Elgari

Islamic Personal Finance (PDF)

Standard Chartered Bank

Bahrain

2008

Dr. Abdul Sattar Abu Ghuddah

Sheikh Nizam Yaquby

Dr. Mohamed Ali Elgari

Central Bank of Oman (PDF)

Muzn Islamic Banking 

Oman

Sheikh Dr. Mohamed Bin Ali Elgari

Sheikh Dr. Mohammed Daud Bakar

Honorable Sheikh Khalfan El-Esry

Islamic Personal Finance (PDF)

Standard Chartered Bank

United Arab Emirates

2019

Sheikh Nizam Yaquby

Dr. Mohamed Ali Elgari

Declining Balance Co-Ownership Home Acquisition Program (PDF)

Zero Mortgage Canada

Canada

2011

Dr. Aznan HasanMufti

Dr. Muhammad Zubair Usmani

Sheikh Nizam Yaqubi

Current Account Product

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Savings Account Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Millionaire Destiny Savings Account Product

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Emirati Millionaire Savings Account Product

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Active Saver Account Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Special Savings Account Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Business Choice Account Product

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Child Saver Account Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Salam - Sharia Compliant Personal Finance

Abu Dhabi Commercial Bank

United Arab Emirates

2014

Sheikh Dr. Hussein Hamid Hassan 

Home Finance Product

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Home Finance (Forward Lease) Product

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Education Finance Product

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Rental Finance Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Travel Finance Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Salary Advance Facility Product

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Finance Against Salary

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Term Investment Deposit Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Credit Card Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Covered Card Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon DarKamran Sherwani

Escrow Account Management Agreement (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2014

Dr. Hussein Hamed Hassan

Mudaraba Points (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2014

Dr. Hussein Hamed Hassan

Liability Products (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Call Investment Account Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

ADCB Islamic Liability Products (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2013

Dr. Hussein Hamed Hassan

Money Market Murabaha Board (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2014

Dr. Hussein Hamed Hassan

Murabaha Deposit Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Trade Fiance Products (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

ADCB Islamic Banking Home/Real Estate/Office Space Finance Products (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2013

Sheikh Dr. Hussein Hamed Hassan

Heavy Equipment Finance Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Murabaha Working Capital Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Commodity Murabaha Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Murabaha Share Finance Product (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

2017

Prof. Dr. Jassem Al Shamsi

Sheikh Dr. Nizam Yaquby

Prof. Humayon Dar

Kamran Sherwani

Certificate of Sharia Compliance (PDF)

Abu Dhabi Commercial Bank

United Arab Emirates

Prof. Dr. Jassem Al Shamsi

SHAPE Agency Murabaha For Home Aquisition (PDF)

SHAPE Financial Corp

Malaysia

2005

Shaykh Nizam Yaqubi

Shaykh Yusuf T. DeLorenzo

Dr. Ahmed Shleibak

Deployment of Funds (PDF)

Standard Chartered Bank

United Arab Emirates

2008

Dr. Abdul Sattar Abu GhuddahSheikh Dr. Nizam YaqubyDr. Mohamed Ali Elgari

Shariah Approval For Investment Of Funds Under Management Of HBL Asset Management (PDF)

Habib Bank Limited

Pakistan

Mufti Irshad Ahmad AijazFaraz Younus Bandukda

Global Iman Fund by Globall Growth Assets Inc.  (PDF)

Global Growth Assets Inc.

Canada

2020

Dr. Mohammad Iqbal Al-NadviDr. Hamid SlimiSheikh Nafees Bhayat

Shariah Approval for Islamic Mutual Funds and Voluntary Pension Schemes (PDF)

Meezan Bank

Pakistan

2019

Mufti Muhammad Naveed AlamMufti Ehsan WaquarDr. Imran Ashraf Usmani

Habib Asset Management (PDF)

Habib Bank Limited

Pakistan

2018

Dr. Mufti Ismatullah

AWT Islamic Income Fund

AWT Investments Limited

Pakistan

Abdul Zahid Farooqi

AWT Islamic Equity Fund

AWT Investments Limited

Pakistan

Abdul Zahid Farooqi

Shari'a Certificate (PDF)

Kazakhstan Ijara Company

Kazakhstan

2018

Shaikh Muhammad Ahmed Sultan

Shariya Certificate (PDF)

Kazakhstan Ijara Company

Kazakhstan

2018

Shaikh Muhammad Ahmed Sultan

Shari'a Certificate (PDF)

Lendo Platform

Singapore

2019

Shaikh Muhammad Ahmed 

Approval Certificate (PDF)

Beehive P2P Limited

United Arab Emirates

2019

Shaikh Muhammad Ahmed 

Shari'a Certificate (PDF)

Stellar Network

United Arab Emirates

2018

Shaikh Faraz Adam

Shaikh Muhammad Ahmed Sultan

Certificate of Sharia Compliance For Investments In EFU Life Takaful Growth Fund

Hemaya EFU Life Assurance Ltd.

Pakistan

2015

 Mufti Muhammad Ibrahim Essa

Takaful Saving Plan

Hemaya EFU Life Assurance Ltd.

Pakistan

2015

 Mufti Muhammad Ibrahim Essa

Takaful Child Saving Plan

Hemaya EFU Life Assurance Ltd.

Pakistan

2015

 Mufti Muhammad Ibrahim Essa

Sharia Certificate

Hemaya EFU Life Assurance Ltd.

Pakistan

2015

 Mufti Muhammad Ibrahim Essa

Capital Growth Plan Certificate

Hemaya EFU Life Assurance Ltd.

Pakistan

2015

 Mufti Muhammad Ibrahim Essa

Guaranteed Acceptance Plan

Hemaya EFU Life Assurance Ltd.

Pakistan

2015

 Mufti Muhammad Ibrahim Essa

Waqf Second Amendment Deed (PDF)

Dawood Family Takaful Limited

Pakistan

2018

Mufti Syed Zahid Siraj

Mufti Syed Sabir Hussain

Certificate of Shariah Compliance

EFU Hamayah Takaful

Pakistan

2015

 Mufti Muhammad Ibrahim Essa

Takaful Saving Plan English

EFU Hamayah Takaful

Pakistan

 Mufti Muhammad Ibrahim Essa

Takaful Child Saving Plan English

EFU Hamayah Takaful

Pakistan

Mufti Muhammad Ibrahim Essa

Shariah certificate English

EFU Hamayah Takaful

Pakistan

Mufti Muhammad Ibrahim Essa

Capital Growth Plan Certificate

EFU Hamayah Takaful

Pakistan

Mufti Muhammad Ibrahim Essa

Guaranteed Acceptance Plan Certificate (

EFU Hamayah Takaful

Pakistan

Mufti Muhammad Ibrahim Essa

Declining Balance Co-ownership Program (PDF)

Guidance Financial Group

United States

2006

Justice Muhammad Taqi Usmani (Chairman)

Dr. Abdul Sattar Abu Ghuddah

Shaykh Nizam Yaquby

Dr. Mohd. Daud Bakar

Shaykh Yusuf Talal DeLorenzo

Dr. Mohammad Imran Usmani

Current Account (PDF)

Mashreq Al Islami 

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Saving and Investment Account (PDF)

Mashreq Al Islami 

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Wakala Investment Account (PDF)

Mashreq Al Islami 

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Takaful/Investment Product from Dubai Islamic Insurance and Re-insurance (PDF)

Mashreq Al Islami 

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Selling of Third Party Sharia-Compliant Funds (PDF)

Mashreq Al Islami 

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Credit Card on Commodity Murabaha (PDF)

Mashreq Al Islami 

United Arab Emirates

2015

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Business/Self-Employed Financing (PDF)

Mashreq Al Islami 

United Arab Emirates

2014

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Murabaha Share Finance (PDF)

Mashreq Al Islami 

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Murabaha Vehicle FinanceMurabaha Vehicle Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Ijara With Promise To SellIjara With Promise To Sell (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Ijara Mawsofa with Promise to Sell (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Shariah Approval/ Fatwa for Deposit Products

Askari Bank

Pakistan

2015

Mufti Muhammad Zahid

Dr Muhammad Tahir Mansoori

Mufti Ismatullah

Shariah Certificate & Fatwa

Ameen Islamic Banking

Pakistan

2018

Mufti Muhammad Zubair Usmani

Mufti Ejaz Ahmed Samadani

Shariah Opinion (Fatwa) on KE Retail Sukuk (PDF)

K-Electric Limited

Pakistan

2015

Prof. Mufti Munib Ur RehmanDr. Muhammad Imran UsmaniMufti Muhammad Yahya AsimMufti Irshad Ahmad Aijaz 

Ijara - Purchase and Leaseback (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Refinancing Ijara Home Transactions (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Musharaka With Forward Ijara Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Manfaa Sale Agreement (PDF)

Mashreq Al Islami

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubiv

Goods Murabaha - Personal Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

DIBPL Auto Finance Product  (PDF)

Dubai Islamic Bank

Pakistan

2007

Dr. Hussain Hamed Hassan

DIBPL Home Finance Product (PDF)

Dubai Islamic Bank

Pakistan

2006

Dr. Hussain Hamed Hassan

Tawarruq (PDF)

Mashreq Al Islami 

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Finance Share Issuance (IPO) (PDF)

Mashreq Al Islami 

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Reverse Commodity murabaha (PDF)

Mashreq Al Islami 

United Arab Emirates

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Capital Protected Wakala Agreement (PDF)

Mashreq Al Islami 

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Restricted Mudarabah Investment Account (PDF)

Mashreq Al Islami

United Arab Emirates

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Structured Murabaha Investment (PDF)

Mashreq Al Islami 

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Short Term Inter Bank Wakala Investment (PDF)

Mashreq Al Islami 

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

(PDF)

Mashreq Al Islami 

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Wakala Business Account (PDF)

Mashreq Al Islami 

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Working Capital Financing (PDF)

Mashreq Al Islami 

United Arab Emirates

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Wakala Based Working Capital Finance (PDF)

Mashreq Al Islami 

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Murabaha Based Running Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Istisna'a Contract (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Musharakah Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Murabaha in International Commodities - Financing (PDF)

Mashreq Al Islami

United Arab Emirates

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Letters of Credit (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Letters of Guarantee [Kafala] (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Avalisation (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Murabaha based Financing against documents shipping (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Export Refinance (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Islamic Variable - Export Bill Discounting (PDF)

Mashreq Al Islami

United Arab Emirates

2017

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Wakala Based Equity -Tracker Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2014

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Islamic Profit / Rental Rate and Currency Swap (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

FX Option - Unilateral Wa'ad to enter into Foreign Currency Sale / Purchase Agreement (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Mashreq Al Islami Shariah Compliant Income Fund (PDF)

Mashreq Al Islami

United Arab Emirates

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Structured Wakala Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

FX Forward - Shariah Compliant FX Wa'ad Structure (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Murabaha Based Sukuk Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Callable/ Early Redemption feature (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Islamic Collateralized Murabaha (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Islamic Convertible Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

All Structured Wa’ad Based Products (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Murabaha Working Capital (PDF)

Mashreq Al Islami

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

(PDF)

Mashreq Al Islami

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

FI Overnight USD Wakala Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Islamic Commodity Hedging (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Shari'ah Audit Red Flag Manual (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Standard Murabaha Finance –Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Resolution on Transacting with Mashreq AI-Islami the Islamic Banking Subsidiary of Mashreq (PDF)

Mashreq Al Islami

United Arab Emirates

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Mashreq Al-Islami Shari'ah Supervisory Board Resolution Guidelines for Islamic Window (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Standard Murabaha Finance Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Standard Murabaha Share Finance Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Standard Ijara Finance Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Standard Musharakah Finance Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Standard Running Finance Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Standard Islamic Facility Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Dual Branding (PDF)

Mashreq Al Islami

United Arab Emirates

2012

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Current Account (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Business/ Self Employed Financing (via Commodity Murabaha) (PDF)

Mashreq Al Islami

United Arab Emirates

2014

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Murabaha Share Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Murabaha Vehicle Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaqubi

Ijaraha With Promise to Sell (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Ijara Mawsofa With Promise to Sell (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Ijarah- Purchase & Leaseback (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Refinancing Ijarah Home Transactions (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Musharakah with Forward Ijarah Finance (PDF)

Mashreq Al Islami

Saudi Arabia

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Manfaa Sale Agreement (PDF)

Mashreq Al Islami

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Goods Murabaha (Personal Finance) (PDF)

Mashreq Al Islami

Saudi Arabia

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Tawaruq (PDF)

Mashreq Al Islami

Saudi Arabia

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Financing Share Issuance (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Current Accoount (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Saving & Investment Account (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Wakala Investment Account (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Reverse Commodity Murabaha (PDF)

Mashreq Al Islami

Saudi Arabia

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Capital Protected Wakala Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Restricted Mudarabah Investment Account (PDF)

Mashreq Al Islami

United Arab Emirates

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Structured Murabaha Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Short Term Inter Bank Wakala Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Wakala Business Account (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Working Capital Financing (PDF)

Mashreq Al Islami

United Arab Emirates

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Wakala Based Working Capital Financing (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Murabaha Based Running Finance (PDF)

Mashreq Al Islami

Saudi Arabia

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Murabaha Share Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Tawaruq (PDF)

Mashreq Al Islami

Saudi Arabia

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Istisna'a Contract (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Musharakah Finance (PDF)

Mashreq Al Islami

Saudi Arabia

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Musharakah with Forward Ijarah Finance (PDF)

Mashreq Al Islami

Saudi Arabia

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Murabaha in International Commodities-Financing (PDF)

Alizz Islamic Bank

Saudi Arabia

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Ijarah With Promise to Sell (PDF)

Mashreq Al Islami

Saudi Arabia

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Ijara Mawsofa With Promise to Sell (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Ijarah- Purchase & Leaseback (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Musharakah with Forward Ijarah Finance (PDF)

Mashreq Al Islami

Saudi Arabia

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Musharakah with Forward Ijarah Finance (PDF)

Mashreq Al Islami

Saudi Arabia

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Letters of Credit (PDF)

Mashreq Al Islami

United Arab Emirates

2006

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Avalisation (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Murabaha Based Financing Against Documents Shipping (PDF)

Mashreq Al Islami

United Arab Emirates

2007

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Export Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Islamic Variable Export Bill Discounting (Post Shipment) (PDF)

Mashreq Al Islami

United Arab Emirates

2017

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Wakalah Based Equity-Tracker Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2014

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Islamic Profit/ Rental Rate and Currency Swap (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Unilateral Wa'ad to Enter Into a Foreign Currency Sale/ Purchase Agreement

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Mashreq Al-Islami Shari'ah Compliant Income Fund (PDF)

Mashreq Al Islami

United Arab Emirates

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Structured Wakala Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Shari'ah Compliant FX Wa'ad Structure (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Murabaha Based Sukuk Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Callable/ Early Redemption Feature (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Islamic Collateralized Murabaha (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Islamic Convertible Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Structured Murabaha Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Approval of Benchmarks for Use with the Following Approved Products (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Murabaha Working Capital (PDF)

Mashreq Al Islami

United Arab Emirates

2009

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Mashreq Al Islami FI Overnight USD Wakala Investment (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Islamic Commodity Hedging (PDF)

Mashreq Al Islami

United Arab Emirates

2011

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Shari'ah Audit Red Flag Manual (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Approval for Standard Murabaha Finance (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Approval for Standard Murabaha Template- Share Finance Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Standard Ijara Finance Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Standard Musharakah Finance Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Standard Running Finance Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Standard Islamic Facility Template Documents (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

 Islamic Equity Brokerage (PDF)

Mashreq Al Islami

Saudi Arabia

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Shariah Compliant Fixed Income Securities Brokerage (PDF)

Mashreq Al Islami

United Arab Emirates

2010

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Risk Participation Agreement (PDF)

Mashreq Al Islami

Saudi Arabia

2008

Sheikh Abdullah Al Manee

Sheikh Dr. Mohammed Elgari

Sheikh Nizam Yaquby

Service Ijarah

Aseel Islamic Finance

United Arab Emirates

Dr. Mohd Daud Bakar

Dr. Mohamed A. Elgari

Dr. Abdul Aziz Al Qassar

Shariah Pronoucement ("Fatwa") With Respect to National Bank of Fujairah's Islamic Auto Finance Product 

NBF Islamic

United Arab Emirates

2017

Dr Mohamed Ali Elgari

Dr. Mohd Daud Bakar

Dr. Muhammad Amin Ali Al- Qattan

Dr. Osama Al- Dereai

Certificate of Shariah Compliance (PDF)

Aman

United Arab Emirates

2014

Dr. Hussain Hamed Hassan

NBF Personal Finance Takaful Scheme Customer Communication

NBF Islamic

United Arab Emirates

FATWA (PDF)

Fatwa (Legal) Committee, Islamic Religious Council of Singapore

Singapore

2014

DR Mohamed Fatris Bakaram

Shariah Pronouncement With Respect to UIF Corporation's Residential Declining Balance Partnership Product (PDF)

Amanie

United States

2009

Dr Mohamed Ali Elgari

Dr. Mohd Daud Bakar

Dr. Muhammad Amin Ali Al- Qattan

Dr. Osama Al- Dereai

Shariah Pronouncement With Respect to UIF Corporation's Residential Declining Balance Partnership Product (PDF)

Amanie

United States

2019

Dr Mohamed Ali Elgari

Dr. Mohd Daud Bakar

Dr. Muhammad Amin Ali Al- Qattan

Dr. Osama Al- Dereai 

Shariah Pronouncement with Respect to UIF Corporation's Residential Murabaha Home Financing Product (PDF)

Amanie

United States

2018

Dr. Mohamed Ali Elgari

Dr. Mohd Daud Bakar

Dr. Muhammad Amin Ali Al-Qattan

Dr. Osama Al- Dereai

Shariah Pronouncement with Respect to UIF Corporation's Residential Ijarah Home Financing Product (PDF)

UIF Corporation

United States

2018

Dr. Mohamed Ali Elgari

Dr. Mohd Daud Bakar

Dr. Muhammad Amin Ali Al-Qattan

Dr. Osama Al- Dereai

Certificate of Compliance (PDF)

UIF Corporation

United Arab Emirates

2018

Sheikh Taha Abdul-Basser

Sheikh Ashraf Gomma Ali

Mufti Abdullah Nana

Sheikh Faraz Rabbani

Fatwa (PDF)

UIF Corporation

United Arab Emirates

2005

Shaykh Nizam Yaqubi

Shaykh Yusuf T. DeLorenzo

Dr Ahmed Sleibak

Fatwa Regarding the SHAPE Redeemable Lease Process (PDF)

UIF Corporation

United States

2005

Shaykh Nizam Yaqubi

Shaykh Yusuf T. DeLorenzo

Dr Ahmed Sleibak

Shariah Pronouncement with Respect to UIF Corporation's Commercial Ijarah Real-Estate Financing Product (PDF)

UIF Corporation

United States

2018

Dr Mohamed Ali Elgari

Dr. Mohd Daud Bakar

Dr. Muhammad Amin Ali Al- Qattan

Dr. Osama Al- Dereai

Shariah Pronouncement with Respect to UIF Corporation's Commercial Murabaha Real-Estate Financing Product (PDF)

UIF Corporation

United States

2018

Dr Mohamed Ali Elgari

Dr. Mohd Daud Bakar

Dr. Muhammad Amin Ali Al- Qattan

Dr. Osama Al- Dereai

Fatwa with Respect to Physical Gold Fund (PDF)

Physical Gold Fund

2018

Dr Mohamed Ali Elgari

Dr. Muhammad Amin Ali Al-Qattan

Dr. Mohd Daud Bakar

Dr. Osama Al- Dereai